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Posted on: 09 Nov, 17

Welcome

In our Guide to Self-Invested Personal Pensions, we look at how the retirement landscape over the past few years has fundamentally changed for the better, giving people more choice and control over their retirement income. We can help you to structure the right retirement income for your requirements and help you make the choices to meet your needs.

Even though saving for retirement is important to Britons, a large number haven’t started yet. For many, this contributes to a feeling of confusion around retirement goals.

Currently, according to BlackRock, four in ten Britons haven’t started saving for retirement. More than half think they either aren’t on track to reach their retirement income goals or have no idea.

Key findings

In September 2017, the Office for National Statistics published analysis of the changing work and retirement patterns of those aged 50 and over. People are retiring later

  • Male average retirement age up 1.9 years since 1997 to 65.1 years
  • Female average retirement age up 2.8 years since 1997 to 63.6 years

People are working longer

  • Employment rate for people aged 50–64 has risen substantially in recent decades, while the gap between the employment rate of older and younger workers has narrowed

Download the PDF to see the full document.

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