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Posted on: 07 Sep, 21

With many of us living longer, you may be thinking about how you can support your family at the moments that matter. Sharing your wealth during your lifetime – especially with younger generations facing the pressures of rising house prices and university fees – can really make a difference and bring you great joy too.

Whether you want to teach a child or grandchild smart money management strategies, help them pay for university or set them up for financial success as adults – it’s important to jump-start saving and investing for them early on. As a parent, guardian or grandparent, you’ll want to provide the best future for them.

Birthdays and Christmas are excellent times to encourage children to start thinking about the value of money. Children may receive money on these occasions. But could that money be put to better use? Rather than buying yet more gifts for them, why not consider setting up a tax-efficient Junior Individual Savings Account (JISA) for them, or Junior SIPP (Self-Invested Personal Pension)?

With today’s kids needing thousands of pounds to get them onto the property ladder, a financial gift that will help is well worth considering.

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